Your Wealth-Building Partner
Tax Planning l Investment Strategy l Financial Solutions
Discover Your Wealth-Building Opportunities
Don't Watch Your Wealth Disappear.
High net worth individuals, investors and entrepreneurs can lose tens of thousands of dollars annually due to reactive tax strategies and missed opportunities.
Overpaying Taxes Year After Year
Are you trapped in a reactive cycle, paying hefty tax bills without proactive planning? Your current CPA files returns, but fails to implement complex multi-year tax strategies that could save you thousands annually.
Missing Capital Gains Opportunities
Do you have capital gains from investment or business sales, but lack the sophisticated strategies to offset them? Without proper planning, you're handing over 20-37% to the IRS unnecessarily.
Cash Sitting Idle
Do you have substantial cash reserves earning minimal returns while inflation erodes your purchasing power? You need strategic investment guidance that aligns with your tax situation for true holistic wealth building.
Service Provider vs. Strategic Advisor
Your current CPA is transactional; you meet once a year for tax filing. You need a year-round advisory relationship that proactively monitors tax law changes and adjusts strategies accordingly.
You Need Sophisticated Solutions, Not Generic Advice.
Accelerate Your Wealth With Our High-Impact Strategies that Minimize Liabilities and Maximize Savings.
Comprehensive Tax Architecture
This advanced approach reduces your overall tax burden while ensuring full compliance and creating sustainable wealth-building foundations.
Capital Gains Optimization
Our value-driven methods defer, reduce, or eliminate capital gains taxes while preserving your investment growth potential and creating additional income streams.
Tax Advantaged Investments
We provide investment guidance that aligns your portfolio allocation with optimal tax strategies and new opportunities, including working with investment advisors to maximize after-tax returns.
Integrated Wealth Acceleration
We coordinate your tax planning with strategic investment guidance, retirement planning, and estate strategies to create a unified wealth-building system, optimizing your tax position while accelerating asset accumulation.
Proactive Strategy Monitoring
We continuously monitor tax law changes, market conditions, and your evolving financial situation to ensure you never miss tax-saving opportunities and maintain optimal positioning for long-term wealth growth.
Multi-Year Tax Planning
This forward-thinking approach can reduce your cumulative tax burden substantially while optimizing cash flow and investment timing to meet your short- and long-term goals.
Tax Planning is an Ongoing Process, Not an Annual Event.
Our Wealth Builder Program Combines Holistic Planning, Implementation and Support.*
Step 1: Collaborative Planning
We conduct a comprehensive financial landscape analysis, examining your current tax situation, investment portfolio, business structure, and wealth-building goals. This deep dive reveals hidden opportunities and identifies specific strategies tailored to your unique circumstances.
Complete financial situation assessment.
Tax liability analysis and projections.
Identification of immediate savings opportunities.
Custom wealth acceleration roadmap.
Step 2: Strategic Implementation
We implement sophisticated strategies to achieve your goals including entity optimization, capital gains management, retirement planning coordination, and investment restructuring. Each strategy is executed with precision timing and full compliance oversight.
Advanced tax structure setup and optimization.
Capital gains offset strategies.
Investment opportunity coordination.
Compliance documentation and IRS protection.
Step 3: Ongoing Support
Our year-round advisory relationship ensures continuous strategy refinement through regular reviews, proactive tax law monitoring, IRS representation, and immediate adjustments when opportunities arise. You receive ongoing support to maximize your wealth acceleration journey.
Strategic review sessions.
Real-time tax law change alerts.
Ongoing financial education.
Direct access for urgent decisions.
*Specific services and frequency of services are dependent on the level you enroll within the Wealth Builder Program.
Partner With Proven Expertise.
Monika Hengesbach, founder and owner of Decision Financial Services, is a recognized authority in tax strategy and financial empowerment. With more than 30 years experience, she identifies opportunities others miss and implements strategies that build lasting wealth.
As a member of Elite Virtual Family Office, Monika's team includes specialists in legal services, risk mitigation, wealth management and business advisory services to provide comprehensive solutions.
This holistic approach ensures each strategy is tailored to the client's unique financial landscape, goals and circumstances for optimal results.
Why High Net Worth Clients Choose Decision Financial Services:
30+
Years Experience
1000+
Clients Served
20+
Years as NPTI Fellow
$100M+
Money Saved for Clients
"Monika and the team at Decision Financial have been rockstars. When my controller and I first met with her, we walked through 3 entities, numerous issues, one of the companies was very complex and non-standard. She quickly mapped out a plan of attack and by the end of the meeting, we were relieved and grateful to have joined as a new client. We've been with the firm for a while now and continue to give the highest remarks!"
Brandon Cotter
"Working with Decision Financial Services has been an absolute blessing for us. Their team doesn't just handle numbers— they provide peace of mind. Monika's decades of experience and the personalized care we receive make us feel like more than just clients; we feel like family. Their guidance has helped us stay compliant, save money, and grow with confidence. If you're looking for a firm that truly cares and operates with excellence, I can't recommend Decision Financial enough. "
Clifford Walker
Frequently Asked Questions
Question 1: What makes the Wealth Builder Program different than traditional CPA services?
Unlike traditional CPAs who focus on compliance and historical tax filing, our Wealth Acceleration Program provides proactive, year-round strategic planning. We implement complex multi-year tax strategies, monitor tax law changes continuously, and integrate investment planning with tax optimization. Our approach is holistic wealth building rather than reactive tax preparation.
Question 2: Do you provide investment management services or just tax planning?
We provide comprehensive financial solutions that integrate tax planning with strategic investment guidance. While we don't directly manage investments, we coordinate with your investment advisors and recommend tax-efficient strategies, asset allocation adjustments, and specific vehicles like Opportunity Zones, charitable trusts, and qualified plans that accelerate wealth building.
Question 3: How much can I realistically expect to save in taxes annually?
Our clients typically save 15-40% of their annual tax liability through strategic planning. For individuals with $1-5M net worth, this often translates to $50,000-$500,000+ in annual savings. The exact amount depends on your income sources, asset structure, and implementation timeline. During your consultation, we'll provide specific projections for your situation.
Question 4: What is a Virtual Family Office?
A Virtual Family Office (VFO) is a modern and cost-effective approach to family office services, leveraging technology to provide comprehensive financial planning, tax planning, wealth management, business advisory and risk mitigation solutions to high-net-worth individuals and business owners without the large overhead cost of a dedicated family office.
Copyright© Decision Financial Services. All Rights Reserved.
The Wealth Builder Program provides personalized advisory services, but cannot guarantee specific tax reduction amounts or investment returns. Individual results vary based on personal circumstances, tax law changes, and market conditions.
817-268-9352
www.decisionfinancial.com
535 Silicon Drive, Suite 101 Southlake, TX 76092